Illinois Health Insurance Practice Exam

Question: 1 / 400

What does preventive care in health insurance aim to do?

Catch health issues at later stages for better treatment options

Prevent diseases or catch them early, often at no cost

Preventive care in health insurance is designed primarily to avoid diseases or identify them in their early stages, thus often allowing for more efficient and less costly treatment. It focuses on maintaining and improving overall health rather than waiting for illness to occur. This involves a range of services such as vaccinations, screenings, and annual wellness visits, which can detect health issues before they escalate into more serious problems.

Often, these preventive services are covered at no cost to the insured, making them accessible to everyone and encouraging individuals to seek necessary care before they encounter significant health challenges. By preventing diseases or catching them early, preventive care plays a crucial role in reducing the overall healthcare costs for both individuals and the healthcare system as a whole.

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Provide treatment options only for existing health conditions

Offer financial assistance for catastrophic health events

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